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iQuestions Faculty, Ron Blue 
 
 
Question: 
 
What are the three most important financial questions I should ask 
myself? 
 
Answer: 
 
You know, there’s really fundamentally three questions that all of us 
need to answer about our finances over time. And the first question is, 
“Who owns it?” Do I view myself as the owner of everything that I 
have, or do I view myself as the steward of everything that I have? 
 
I believe that God put me into the world, and that He blesses me with 
certain things, that He owns it all—and therefore, I am a steward or a 
trustee over whatever it is that He’s entrusted me with. You know, if 
you take that perspective on your finances, it changes the paradigm, it 
changes the way you think, it changes the way that you make 
decisions.  
 
So, it’s the fundamental first question: “Are these resources that I 
have mine? Or do they belong to me just temporarily?” I know what 
the Bible says, “Naked I came into the world, and naked I’m going to 
depart” (Job 1: 21) — and there’s never, ever been an exception to 
that. You never see a hearse pulling a U-Hall. 
 
So, the question is, “Who owns it?” And, therefore, if I am just a 
manager, or a steward, or a trustee, how am I going to handle those 
resources? 
 
The second question, which is a very, very important financial 
question, is, “How much is enough?”  
 
 
 
If I’m handling God’s resources, then how much is enough? What are 
the finish lines? The problem is, most people don’t put their finish lines 
down, and so they never stop.  
 
How much is enough, relative to my lifestyle? 
How much is enough, relative to my kids? 
How much is enough, relative to my giving? 
How much is enough, in terms of the assets that I’ve accumulated? 
How much is enough, in terms of the business that I have and the 
value? 
 
What are the finish lines? 
 
Now, there’s nothing wrong with accumulation, by any means—but if I 
know what my finish lines are, and then I’ve reached those finish lines, 
then I ask another question, “Well, what am I going to do with what’s 
extra, because I’ve already accomplished my objectives?” 
 
I know this, that the lower my objectives are relative to my lifestyle, 
the less I need to accumulate over the long term to have “enough,” if 
you will.  
 
And then the third question is absolutely foundational, fundamental— 
it’s going to happen to everybody—and that is, “Who is going to be the 
next steward? Who is it that I am going to entrust whatever it is that I 
have?” 
 
And you know what I’ve found is that sometimes the “stuff” is more 
important than the money. “Well, who gets it? Is the next steward of 
the things that I have prepared?” 
 
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So, first of all, “Who owns it?” 
 
Secondly, “How much is enough?” 
 
And thirdly, “Is the next steward chosen and prepared to handle 
whatever it is that I am going to pass on to them?”  
 
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